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Graham Dossel
Company Founder and CEO

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Accrued Interest

Interest that has been incurred or earned that is yet to be charged or paid.

Additional Repayments

The ability to make extra payments into a loan account, which reduces the loan balance but also the term of the loan.


The progressive reduction of the outstanding balance of a loan by regular payments that include both a principal and an interest component.

Annual Percentage Rate (APR)

See Interest Rates below.

Application Fees

Fees charged by a lender to partially or fully cover its internal costs of setting up the loan approval for the borrower.


An overdue account yet to be paid.

Body Corporate

Individual owners in a block of strata units are required to form a body corporate (referred to as "owners" in New South Wales although this differs from state to state) and elect a council, which will take responsibility for the management of the property.

Break Costs

Costs associated with paying out a fixed rate loan prior to its maturity.

Bridging Finance

A temporary loan that usually bridges the gap between the purchase of a new property and the sale of an existing one.